Bill > S03776

This bill amends the New York insurance law to protect automobile insurance policyholders by prohibiting insurers from canceling, refusing to renew, or conditioning the renewal of a private passenger automobile insurance policy solely because of an ongoing dispute or complaint. Specifically, the legislation prevents insurance companies from taking adverse actions against a policyholder when the insured has filed a claim that is currently in dispute or has submitted a complaint about the claim to the state insurance department. This means that an insurance company cannot terminate or modify a policy's coverage simply because the policyholder is challenging the insurer's handling of a claim or has initiated a formal complaint process. The bill aims to provide consumers with additional protection and prevent insurers from retaliating against policyholders who seek to resolve disagreements about insurance claims through proper channels. The legislation would take effect immediately upon enactment.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/S3776