Bill > A07185

This bill amends the New York State insurance law to protect automobile insurance policyholders from unfair cancellation or non-renewal practices. Specifically, the legislation prohibits insurance companies from canceling, refusing to renew, or imposing restrictive conditions on a private passenger automobile insurance policy solely because the policyholder has filed a disputed claim with the insurer or has a complaint against the insurer pending with the state department. The bill ensures that consumers cannot be penalized for challenging an insurance company's decisions or seeking resolution of a claim through official channels, thus providing an additional layer of consumer protection in the automobile insurance industry. By preventing insurers from retaliating against policyholders who exercise their rights to dispute claims or file complaints, the law aims to create a more balanced and fair insurance marketplace that discourages arbitrary or punitive actions by insurance providers against their customers.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A7185