Bill > A04029

This bill requires health insurance policies in New York to provide coverage for colorectal cancer early detection screenings beginning at age thirty-five, instead of the previous guidelines. The bill amends existing insurance law to mandate that large group policies, individual policies, and health maintenance organization (HMO) contracts cover colorectal cancer preventive screenings in accordance with the American Cancer Society Guidelines. Specifically, these policies must cover initial colonoscopies and follow-up procedures, including additional examinations and laboratory tests, with no deductibles, coinsurance, or other cost-sharing requirements when received from participating providers. Additionally, the bill requires insurers to notify insureds who are thirty-five and older at least annually about their colorectal cancer screening coverage and the most recent American Cancer Society guidelines. The notification must be delivered by postal mail unless the insured consents to electronic notification. The changes will apply to any policy issued, delivered, renewed, or modified on or after the effective date of the act, which is immediately upon passage.

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https://www.nysenate.gov/legislation/bills/2025/A4029