Bill > S05302

This bill requires health insurance policies in New York to provide comprehensive coverage for colorectal cancer early detection screenings beginning at age thirty-five, instead of the previous guidelines. The bill mandates that large group policies, individual policies, and health maintenance organization contracts must cover colorectal cancer preventive screenings in accordance with the American Cancer Society Guidelines, specifically for all individuals starting at age thirty-five. These screenings include initial colonoscopies, other medical tests or procedures for colorectal cancer screening, and follow-up colonoscopies resulting from a positive non-colonoscopy screening test. Importantly, insureds will not be subject to deductibles, coinsurance, or any other cost-sharing requirements for these screening services when received from participating providers. Additionally, the bill requires insurance providers to notify insureds who are thirty-five and older at least annually about their covered colorectal cancer screenings and the most recent American Cancer Society screening guidelines, with notifications to be delivered by postal mail unless the insured consents to electronic communication. The law will take effect immediately and apply to any insurance policies issued, delivered, renewed, or modified on or after its effective date.

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https://www.nysenate.gov/legislation/bills/2025/S5302