Bill > SB771

This bill modifies Maryland's laws regarding peer-to-peer car sharing programs' insurance and liability requirements. The legislation makes several key changes, including removing provisions that previously allowed motor vehicle liability insurance for replacement vehicles to be secondary coverage. The bill clarifies and updates definitions related to car sharing, such as "car sharing period" and "shared vehicle driver," and establishes new insurance requirements for peer-to-peer car sharing programs. Specifically, the bill requires that during a car sharing period, shared vehicle owners and drivers must be insured under a motor vehicle liability insurance policy that provides coverage at least equal to state minimums and recognizes the vehicle is being used through a car sharing program. The bill also stipulates that the Maryland Automobile Insurance Fund is not required to provide coverage for shared vehicles that are not replacement vehicles. Additionally, the legislation allows peer-to-peer car sharing programs to transfer monetary liability to shared vehicle drivers for tolls, fees, or fines incurred during their rental period and provides exemptions for these programs from certain vicarious liability provisions. The changes are designed to clarify insurance responsibilities, protect consumers, and provide clear guidelines for peer-to-peer car sharing operations in Maryland, with the law set to take effect on October 1, 2025.

Budget and Finance, Business and Industry

https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/SB0771?ys=2025RS