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OH HB48

OH HB48
Modify tax deductions for 529 plan and ABLE account contributions


summary

Introduced
02/04/2025
In Committee
05/28/2025
Crossed Over
06/04/2025
Passed
Dead

Introduced Session

136th General Assembly

Bill Summary

To amend sections 5747.70 and 5747.78 of the Revised Code to modify the income tax deductions for contributions to 529 plans and ABLE accounts.

AI Summary

This bill modifies tax deductions for contributions to 529 plans (college savings accounts) and ABLE accounts (savings accounts for individuals with disabilities) in Ohio. The key changes include increasing the annual contribution limit from $4,000 to $8,000 for joint tax filers starting in 2025, and establishing a mechanism for annual adjustments to the contribution limits based on the gross domestic product deflator beginning in 2026. For both 529 plans and ABLE accounts, the bill allows taxpayers to carry forward excess contributions beyond the annual limit to future tax years, ensuring that contributions can be fully deducted over time. The tax commissioner will be responsible for calculating and announcing the adjusted contribution limits each year, with increases rounded to the nearest fifty dollars and only implemented when the adjustment would result in a higher limit. These changes aim to provide more flexibility and potential tax savings for Ohio residents contributing to educational and disability savings accounts by expanding the amount they can deduct from their state income taxes.

Committee Categories

Budget and Finance

Sponsors (72)

Adam Mathews (R)* Nick Santucci (R)* Cindy Abrams (R),  Tim Barhorst (R),  Adam Bird (R),  Sean Brennan (D),  Beryl Brown Piccolantonio (D),  Karen Brownlee (D),  Thad Claggett (R),  Gary Click (R),  Christine Cockley (D),  Meredith Craig (R),  Rodney Creech (R),  Jack Daniels (R),  Kellie Deeter (R),  Michael Dovilla (R),  Tex Fischer (R),  Sarah Fowler Arthur (R),  Haraz Ghanbari (R),  Chris Glassburn (D),  Michele Grim (D),  Jennifer Gross (R),  Derrick Hall (D),  Thomas Hall (R),  Mark Hiner (R),  Adam Holmes (R),  Jim Hoops (R),  Dontavius Jarrells (D),  Marilyn John (R),  Mark Johnson (R),  Angie King (R),  Matthew Kishman (R),  Roy Klopfenstein (R),  Jeff LaRe (R),  Meredith Lawson-Rowe (D),  Beth Lear (R),  Crystal Lett (D),  Brian Lorenz (R),  Ty Mathews (R),  Lauren McNally (D),  Joe Miller (D),  Melanie Miller (R),  Ismail Mohamed (D),  Johnathan Newman (R),  Mike Odioso (R),  Scott Oelslager (R),  Phil Plummer (R),  Tristan Rader (D),  Sharon Ray (R),  Tracy Richardson (R),  Kevin Ritter (R),  Monica Robb Blasdel (R),  Phil Robinson (D),  Bill Roemer (R),  Elgin Rogers (D),  Allison Russo (D),  Jodi Salvo (R),  Jean Schmidt (R),  Mark Sigrist (D),  Veronica Sims (D),  Anita Somani (D),  D.J. Swearingen (R),  Eric Synenberg (D),  Cecil Thomas (D),  David Thomas (R),  Jim Thomas (R),  Dan Troy (D),  Andrea White (R),  Erika White (D),  Josh Williams (R),  Heidi Workman (R),  Tom Young (R), 

Last Action

Senate Ways and Means A./Santucci, 1st Hearing, Sponsor (11:00:00 10/21/2025 South Hearing Room) (on 10/21/2025)

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