Bill > SF1302

This bill requires health insurance plans in Minnesota to provide coverage for specific cancer-related medical services without any out-of-pocket costs for patients. Specifically, the bill mandates that health plans cover cancer imaging and clinical genetic testing for individuals with an increased risk of cancer or a personal or family history of cancer. "Clinical genetic testing" is defined as germline multigene testing for inherited cancer-related mutations, while "imaging" refers to cancer screening methods aligned with the National Comprehensive Cancer Network (NCCN) clinical practice guidelines. The coverage must be provided without deductibles, co-payments, or coinsurance, though there is a special provision that allows cost-sharing if applying the no-cost requirement would make an individual ineligible for certain types of health savings accounts or catastrophic health plans. The bill will take effect on January 1, 2026, and will apply to health plans offered, issued, or renewed on or after that date, potentially helping patients access important cancer screening and genetic testing with reduced financial barriers.

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https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF1302&ssn=0&y=2025