Bill > HF703

This bill requires health insurance plans in Minnesota to cover cancer imaging and clinical genetic testing without additional cost-sharing for enrollees. Specifically, health plans must provide coverage for cancer imaging for individuals with an increased risk of cancer, as determined by the National Comprehensive Cancer Network (NCCN) guidelines, and clinical genetic testing for inherited gene mutations recommended by a healthcare provider based on personal or family cancer history. Clinical genetic testing is defined as germline multigene testing for inherited mutations associated with increased cancer risk, and imaging refers to evidence-based cancer screening methods aligned with NCCN guidelines. The bill mandates that these services be covered without deductibles, co-payments, or coinsurance, with a special provision that if such coverage would impact health savings account or catastrophic health plan eligibility, the no-cost-sharing requirement would only apply after the enrollee meets their plan's deductible. The bill is set to take effect on January 1, 2026, and will apply to health plans offered, issued, or renewed on or after that date, aiming to improve access to early cancer detection and genetic risk assessment for Minnesota residents.

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https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF0703&ssn=0&y=2025