Bill > A5341

This bill requires various types of health insurance providers in New Jersey, including hospital service corporations, medical service corporations, health service corporations, individual and group health insurance policies, health benefits plans, health maintenance organizations, and state employee health plans, to provide coverage for Alzheimer's disease and related disorders screening for individuals who are 65 years of age or older. The bill defines "Alzheimer's disease and related disorders" as forms of dementia characterized by a significant loss of intellectual abilities that substantially interferes with a person's social or occupational functioning. These insurance providers must offer the screening benefits with the same level of coverage as they would for any other medical condition. The bill applies to insurance contracts where the provider has reserved the right to adjust premiums, and it will take effect 180 days after enactment, applying to all contracts delivered, issued, executed, or renewed on or after that date. By mandating this coverage, the bill aims to improve early detection and support for older adults who may be experiencing cognitive decline.

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https://www.njleg.state.nj.us/bill-search/2024/A5341