Bill > S4323

This bill requires various types of health insurance providers in New Jersey, including hospital service corporations, medical service corporations, health service corporations, individual and group health insurance policies, individual and small employer health benefits plans, health maintenance organizations, and state employee health benefit programs, to provide coverage for Alzheimer's disease and related disorders screening for individuals who are 65 years of age or older. The bill defines "Alzheimer's disease and related disorders" as forms of dementia that cause a significant loss of intellectual abilities that substantially interferes with a person's social or occupational functioning. These insurance providers must offer the screening benefits to the same extent as they would for any other medical condition, and the bill applies to contracts where the provider has reserved the right to change premiums. The legislation will take effect 180 days after enactment and will apply to insurance contracts delivered, issued, executed, or renewed on or after that date, ensuring that older adults in New Jersey have access to important early screening for cognitive decline and dementia.

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https://www.njleg.state.nj.us/bill-search/2024/S4323