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NY S05326

NY S05326
Provides for standardized health insurance contracts for small dental employers who meet certain criteria.


summary

Introduced
02/20/2025
In Committee
01/07/2026
Crossed Over
03/11/2025
Passed
Dead

Introduced Session

2025-2026 General Assembly

Bill Summary

AN ACT to amend the insurance law, in relation to standardized health insurance contracts for small dental employers; and providing for the repeal of such provisions upon the expiration thereof

AI Summary

This bill amends the New York insurance law to create a new category of small employers called "qualifying small dental employers" who can access standardized health insurance contracts. To qualify, these dental employers must have no more than 50 employees, employ at least one licensed general dentist who provides at least 10 monthly medical assistance dental office visits, and have at least two licensed dental hygienists. The bill expands existing provisions for small employers to include these dental practices, allowing them to purchase group health insurance contracts with specific requirements, such as insuring at least 50% of employees. Health maintenance organizations and insurers must offer a standard benefit package to these qualifying small dental employers without additional benefits or changes. The bill also requires employers to annually certify their eligibility and allows for potential preferential treatment for dental employers serving a high number of patients receiving medical assistance. The legislation will take effect one year after becoming law and will automatically expire after five years, providing a temporary framework for supporting small dental practices in accessing health insurance for their employees.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

REFERRED TO INSURANCE (on 01/07/2026)

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