Bill > A06714

This bill amends the New York insurance law to create a new category of health insurance contracts specifically for small dental employers, in addition to existing provisions for small employers. The bill defines a "qualifying small dental employer" as a business with no more than 50 employees, at least one licensed general dentist who provides a minimum of 10 monthly medical assistance patient visits, and at least two licensed dental hygienists. These employers would be eligible for standardized health insurance contracts with specific requirements, such as offering coverage to at least 50% of employees and meeting certain documentation and certification standards. The legislation allows health maintenance organizations and insurers to offer these specialized contracts, with provisions for enrollment, potential suspension of new enrollments, and the ability to add new employees or dependents to existing contracts. The bill is designed to encourage small dental practices to provide health insurance coverage to their employees, and it will be in effect for five years from its enactment date. The superintendent of insurance is granted authority to implement and regulate these new insurance contract provisions, including the ability to adjust enrollment and provide alternative coverage information if needed.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A6714