Bill > HF1758

This bill mandates comprehensive health insurance coverage for infertility treatment and fertility preservation services for Minnesota residents, starting January 1, 2026. The legislation requires all health plans that provide maternity benefits to cover diagnosis and treatment of infertility, with unlimited embryo transfers and a limit of four completed egg retrievals. Infertility is defined broadly, including failure to establish or carry a pregnancy after 12 months (for people under 35) or six months (for people 35 and older), or when a healthcare provider determines a patient is infertile. Standard fertility preservation services will be covered for individuals facing medical treatments that might impair fertility. Health plans cannot impose cost-sharing requirements higher than those for maternity coverage, and they are prohibited from implementing restrictive benefit maximums, waiting periods, or unique limitations on fertility medications. The state will reimburse health plan companies for additional coverage costs and has appropriated funds to support implementation across medical assistance, MinnesotaCare, and administrative expenses. The bill aims to improve access to fertility treatments by standardizing coverage and reducing financial barriers for individuals seeking to address fertility challenges.

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https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF1758&ssn=0&y=2025