Bill > H2119

This bill regulates employers' use of consumer reports (credit reports) in employment decisions by establishing significant restrictions and protections for job applicants and employees. Specifically, the bill prohibits employers from using consumer reports as a criterion for employment, requesting such reports, or requiring job applicants to discuss their credit information. The bill allows exceptions for certain circumstances, such as positions requiring national security clearance, roles mandated by law to use credit checks, and senior staffing agency positions with substantial financial responsibilities. The legislation also protects employees from retaliation if they refuse to provide a consumer report or take actions to challenge potential violations, such as filing complaints or participating in investigations. Employees cannot be required to waive their rights under this section, and any such waiver would be considered void. The bill is set to take effect on January 1, 2025, and aims to prevent potential discrimination in hiring practices based on an individual's credit history. This legislation represents an effort to limit employers' ability to use credit information as a barrier to employment, recognizing that credit reports may not always be fair or accurate indicators of an individual's job performance or character.

Labor and Employment

https://malegislature.gov/Bills/194/H2119