Bill > H4450

This bill regulates employers' use of consumer reports (which typically include credit histories) in employment decisions. The legislation prohibits employers from using consumer reports as a criterion for employment, requesting such reports, or requiring job applicants or employees to discuss their credit information. However, the bill allows exceptions for specific situations, such as when federal or state law mandates background screening, when a position requires national security clearance, or for certain senior staffing agency positions with significant financial responsibilities. The bill also provides robust protections against employer retaliation, making it illegal for employers to take adverse action against employees or applicants who refuse to provide credit reports or who challenge potential violations of this law. Importantly, any attempt by an employer to require an employee or applicant to waive their rights under this section would be considered void. The law is set to take effect on January 1, 2025, and aims to prevent potentially discriminatory employment practices based on an individual's credit history.

Joint Committee on Labor and Workforce Development (Joint)

https://malegislature.gov/Bills/194/H4450