Bill > LD1058

This bill amends Maine's insurance law to prohibit dental insurance companies from coordinating benefits when an individual is covered by multiple dental insurance policies. Specifically, the bill adds a new subsection to the existing insurance code that prevents insurers from reducing or limiting dental coverage when a person has more than one dental insurance policy. In practical terms, this means if someone has dental coverage through two different insurance plans, each plan would be required to provide full benefits without attempting to reduce payment by claiming the other plan should cover part of the cost. The provision aims to ensure that individuals with multiple dental insurance policies receive comprehensive coverage and are not penalized for having additional insurance. The bill is relatively straightforward and focuses on protecting consumers by preventing insurance companies from using coordination of benefits rules to limit dental service reimbursements.

Health and Social Services

https://legislature.maine.gov/legis/bills/display_ps.asp?LD=1058&snum=132