Bill > A07194

This bill amends the New York labor law to prohibit employers from requesting or using an applicant's student loan payment history as a factor in employment decisions, with a few specific exceptions. Under the proposed legislation, it would be considered an unlawful discriminatory practice for an employer to inquire about or consider an applicant's student loan payment status when making hiring decisions. The bill defines student loans according to a specific section of public authorities law and provides an exemption for employers who are legally required by state, federal, or self-regulatory organization regulations to review student loan payment history. This means that most employers would be prohibited from using student loan payment information as a screening mechanism during the hiring process, which aims to prevent potential discrimination against job applicants based on their student loan repayment status. The bill would take effect immediately upon passage, offering immediate protection to job seekers in New York state.

Housing and Urban Affairs, Labor and Employment

https://www.nysenate.gov/legislation/bills/2025/A7194