Bill > SF3297

This bill amends Minnesota statutes to allow health insurers (referred to as "group purchasers") to provide explanation of benefits (EOBs) electronically while maintaining patient choice and protection. Specifically, the bill modifies existing law to explicitly permit electronic EOBs, with three key requirements: (1) patients must be given the option to choose between paper, electronic, or both versions of their EOB, (2) insurers must provide clear instructions for patients to communicate their preference, and (3) patients who do not respond will automatically receive a paper EOB by default. The bill updates the definition of a "uniform explanation of benefits" to include electronic versions and ensures that any electronic EOB must use the same data elements and definitions as the paper version. This change provides more flexibility for health insurers in communicating claim details while preserving patient access to important healthcare billing information through their preferred method of communication.

Health and Social Services

https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF3297&ssn=0&y=2025