Bill > LD1837

This bill proposes several amendments to Maine's insurance laws, covering a range of topics. It mandates that nonprofit hospital and medical care service organizations cannot impose cost-sharing requirements on screening mammograms, updates regulations for surplus lines insurance (insurance from non-admitted insurers), modifies civil penalty procedures for insurance regulators, and introduces new provisions for cybersecurity insurance. Specifically, the bill changes terminology from "unauthorized" to "nonadmitted" insurers, requires detailed consumer notices for surplus lines insurance policies, and establishes new requirements for third-party service providers regarding cybersecurity events. The bill also introduces a definition for cybersecurity insurance and expands coverage limits for insurance guaranty associations, including a new $500,000 limit for claims arising from a single cybersecurity insurance event. Additionally, the bill makes technical corrections to various insurance-related statutes, such as clarifying language about insurance discrimination, external review procedures, and insurer insolvency processes.

Health and Social Services

https://legislature.maine.gov/legis/bills/display_ps.asp?LD=1837&snum=132