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Bill > S08124


NY S08124

NY S08124
Allows for a new special open enrollment period to choose a new health insurance plan for consumers in certain instances to allow for continuity of care with an existing health care provider.


summary

Introduced
05/15/2025
In Committee
05/15/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 General Assembly

Bill Summary

AN ACT to amend the insurance law, in relation to circumstances under which a consumer may be subject to a new special open enrollment period to choose a new health insurance plan

AI Summary

This bill amends the New York insurance law to create a new special open enrollment period for health insurance consumers who lose access to their existing healthcare providers through no fault of their own. Specifically, the bill allows consumers to choose a new health insurance plan if their contract is severed with one or more of their current healthcare providers. When this occurs, the consumer will be granted a special enrollment period to select a new health insurance plan that may help maintain continuity of care with their existing providers. The bill mandates that health insurance policies cannot impose a fee or penalty for this special enrollment, and the new coverage must become effective no later than 14 days after the consumer purchases the new insurance policy. Additionally, the bill requires that health insurance contracts include a statement informing consumers about this new special open enrollment provision. The legislation aims to protect consumers from being unexpectedly disconnected from their healthcare providers and provide them with a flexible mechanism to maintain their medical care.

Committee Categories

Business and Industry

Sponsors (3)

Last Action

REFERRED TO INSURANCE (on 05/15/2025)

bill text


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