Bill > A08850

This bill amends the New York insurance law to create a new special open enrollment period for consumers who lose access to their existing health care providers through no fault of their own. Under the new provisions, if a consumer's health insurance contract is severed with one or more of their current health care providers, they will be allowed a special enrollment period to choose a new health insurance plan that may help them maintain continuity of care with their existing providers. The bill stipulates that the new health insurance policy cannot charge a fee or penalty for this special enrollment, and the new coverage must become effective within 14 days of the consumer purchasing the policy. Additionally, the bill requires health insurance contracts to include a statement about this new special open enrollment period, ensuring consumers are aware of their rights to change plans under these specific circumstances. The goal is to protect consumers from being abruptly disconnected from their trusted healthcare providers and to provide them with a flexible mechanism to maintain their medical care.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A8850