Bill > S2052

This bill amends the National Flood Insurance Act of 1968 to enhance transparency and public access to information about flood risks and insurance. Specifically, the bill requires the Administrator of the National Flood Insurance Program (NFIP) to create a comprehensive, publicly accessible open-source data system that provides detailed information about flood risks, insurance policies, and claims. The system must include data such as property-level risk assessments, loss ratio information, policy and claims history, property construction dates relative to flood insurance rate maps, and identification of properties that have experienced multiple flood losses or undergone mitigation efforts. Additionally, the bill mandates the creation of a searchable database for each community participating in the NFIP, which will provide information about community compliance, the number of properties in flood hazard areas, total claims, and the geographical extent of flood-prone areas. The bill ensures that all shared information protects personally identifiable information by disclosing data at the ZIP Code or census block level and removing individual property owner details. The goal is to improve understanding of flood risks, support research and technological development, and increase transparency in the national flood insurance program.

Housing and Urban Affairs

https://www.congress.gov/bill/119th-congress/senate-bill/2052/all-info