Bill > HR5607

This bill, known as the Flood Insurance Transparency Act of 2025, aims to enhance public access to information about the National Flood Insurance Program (NFIP) by requiring the Administrator to make comprehensive flood risk and community-level data publicly available through an open-source data system. The bill mandates the creation of a searchable database that will provide detailed information about flood-prone communities, including their compliance status, the number of properties in special flood hazard areas (both pre- and post-flood insurance rate map construction), total claims, multiple-loss properties, and the percentage of community land in flood-prone zones. The data will be provided at the ZIP Code or census block level while protecting personally identifiable information, with the goal of facilitating research and development of flood risk understanding and mitigation technologies. Key terms like "loss ratio" (the ratio of insurance claims to premiums) and "multiple-loss properties" (structures with repeated flood damage) are defined to provide clarity, and the bill emphasizes making this information immediately accessible electronically to researchers, policymakers, and the public.

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https://www.congress.gov/bill/119th-congress/house-bill/5607/all-info