summary
Introduced
12/16/2025
12/16/2025
In Committee
01/05/2026
01/05/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
An act relating to public records; amending s. 494.00125, F.S.; providing an exemption from public records requirements for information received by the Office of Financial Regulation pursuant to certain cybersecurity event provisions relating to information systems and customer information of loan originators, mortgage brokers, and mortgage lenders and for information received by the office as a result of investigations and examinations of such cybersecurity events; providing for future legislative review and repeal of the exemption; providing a statement of public necessity; amending s. 560.129, F.S.; providing an exemption from public records requirements for information received by the office pursuant to certain cybersecurity events provisions relating to information systems and customer information of money services businesses and for information received by the office as a result of investigations and examinations of such cybersecurity events; providing for future legislative review and repeal of the exemption; providing a statement of public necessity; amending s. 655.0171, F.S.; providing an exemption from public records requirements for customer personal information received by the office relating to hb777-00 breaches of security of financial institutions or received by the office as a result of investigations of such breaches under certain circumstances; providing exceptions; providing definitions; providing for future legislative review and repeal of the exemption; providing a statement of public necessity; amending s. 655.057, F.S.; providing an exemption from public records requirements for certain information received by the office pursuant to applications for authority to organize new financial institutions and for certain information relating to specified persons; providing exceptions; defining the term "personal identifying information"; providing for future legislative review and repeal of the exemption; providing a statement of public necessity; providing a contingent effective date.
AI Summary
This bill creates several new public records exemptions for the Office of Financial Regulation related to cybersecurity events, data breaches, and information security in financial institutions. Specifically, the bill makes confidential and exempt from public disclosure certain sensitive information received by the office during investigations of cybersecurity incidents involving loan originators, mortgage brokers, money services businesses, and financial institutions. The exemptions cover personal financial information, customer data, computer forensic reports, and proprietary information that could potentially reveal security vulnerabilities or trade secrets. The bill includes provisions that allow limited disclosure of information during active investigations for official purposes or to assist in notifying potential victims. The exemptions are time-limited and will automatically expire on October 2, 2031, unless the Legislature reenacts them through a review process. The rationale for these exemptions is to protect ongoing investigations, prevent identity theft, maintain the integrity of financial institutions' cybersecurity systems, and encourage accurate reporting of security incidents without risking further financial harm or exposing sensitive information to malicious actors.
Committee Categories
Business and Industry, Government Affairs
Sponsors (1)
Last Action
Now in Government Operations Subcommittee (on 01/22/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.flsenate.gov/Session/Bill/2026/777 |
| Analysis - Insurance & Banking Subcommittee (Post-Meeting) | https://www.flsenate.gov/Session/Bill/2026/777/Analyses/h0777a.IBS.PDF |
| Analysis - Insurance & Banking Subcommittee (Post-Meeting) | https://www.flsenate.gov/Session/Bill/2026/777/Analyses/h0777.IBS.PDF |
| BillText | https://www.flsenate.gov/Session/Bill/2026/777/BillText/Filed/PDF |
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