FL H1087

Bill

FL H1087

Pub. Rec./Office of Financial Regulation

Introduced
01/06/2026

In Committee
03/03/2026

Crossed Over
03/06/2026

Passed
03/12/2026

Dead

Introduced Session

2026 Regular Session

Bill Summary

An act relating to public records; reenacting and amending s. 560.129, F.S.; expanding a public records exemption for certain information obtained by the Office of Financial Regulation concerning or during the course of an investigation or examination conducted by the office, including customer and consumer complaints, to incorporate the inclusion of documents relating to virtual currency businesses, qualified payment stablecoin issuers, and money transmitters acting as custodians of gold coin and silver coin; providing for future legislative review and repeal of the exemptions; providing statements of public necessity; amending s. 560.312, F.S.; expanding a public records exemption for payment instrument transactions to incorporate the inclusion of money transmitters acting as custodians of gold coin and silver coin; providing for future legislative review and repeal of the exemption; amending s. 560.4041, F.S.; expanding a public records exemption for deferred presentment transactions to incorporate the inclusion of money transmitters acting as custodians of gold coin and silver coin; providing for future legislative review and repeal of the exemption; providing a statement of public necessity; reenacting hb1087 -03-er2026 Legislature and amending s. 655.057, F.S.; expanding a public records exemption for certain information obtained by the office concerning an investigation or examination conducted by the office, including reports or papers of examinations, operations, or condition, and trade secrets to incorporate the inclusion of trust companies that are qualified payment stablecoin issuers and money transmitters acting as custodians of gold coin and silver coin; providing for future legislative review and repeal of the exemption; providing statements of public necessity; reenacting and amending s. 655.50, F.S.; expanding a public records exemption for reports and records filed with the office to incorporate the inclusion of financial institutions that are trust companies that are qualified payment stablecoin issuers and money transmitters acting as custodians of gold coin and silver coin; providing statements of public necessity; providing contingent effective dates.

AI Summary

This bill expands public records exemptions for information gathered by the Office of Financial Regulation (OFR) during investigations and examinations, particularly concerning virtual currency businesses, qualified payment stablecoin issuers (entities that issue stablecoins, which are cryptocurrencies pegged to a stable asset like the US dollar), and money transmitters that hold gold or silver coins. These exemptions are intended to protect sensitive financial information, trade secrets, and investigative techniques, and are subject to future legislative review and repeal. The bill also clarifies that these exemptions apply to various types of financial institutions and transactions, including payment instrument transactions and deferred presentment transactions (short-term loans often referred to as payday loans), to ensure consistent protection across regulated entities and to prevent harm to individuals and businesses through the disclosure of private financial details or investigative methods.

Committee Categories

Government Affairs

Sponsors (2)

Omar Blanco (R)*, J.J. Grow (R)*,

Other Sponsors (2)

Government Operations Subcommittee (House), State Affairs Committee (House)

Last Action

Ordered engrossed, then enrolled (on 03/12/2026)

Official Document

https://www.flsenate.gov/Session/Bill/2026/1087

(7 Companion Bills)

Version:

Document Type	Source Location
State Bill Page	https://www.flsenate.gov/Session/Bill/2026/1087
Analysis - Government Operations Subcommittee (Post-Meeting)	https://www.flsenate.gov/Session/Bill/2026/1087/Analyses/h1087z.GOS.PDF
BillText	https://www.flsenate.gov/Session/Bill/2026/1087/BillText/er/PDF
BillText	https://www.flsenate.gov/Session/Bill/2026/1087/BillText/e1/PDF
Adopted 3/6/2026	https://www.flsenate.gov/Session/Bill/2026/1087/Amendment/736548/HTML
	https://www.flsenate.gov/Session/Bill/2026/1087/Amendment/769698/HTML
BillText	https://www.flsenate.gov/Session/Bill/2026/1087/BillText/c2/PDF
Analysis - State Affairs Committee (Post-Meeting)	https://www.flsenate.gov/Session/Bill/2026/1087/Analyses/h1087c.SAC.PDF
Analysis - State Affairs Committee (Post-Meeting)	https://www.flsenate.gov/Session/Bill/2026/1087/Analyses/h1087b.SAC.PDF
BillText	https://www.flsenate.gov/Session/Bill/2026/1087/BillText/c1/PDF
Analysis - Government Operations Subcommittee (Post-Meeting)	https://www.flsenate.gov/Session/Bill/2026/1087/Analyses/h1087a.GOS.PDF
	https://www.flsenate.gov/Session/Bill/2026/1087/Amendment/035099/PDF
Analysis - Government Operations Subcommittee (Post-Meeting)	https://www.flsenate.gov/Session/Bill/2026/1087/Analyses/h1087.GOS.PDF
BillText	https://www.flsenate.gov/Session/Bill/2026/1087/BillText/Filed/PDF

Bill	Bill Name	Last Action	Type
H0175	Payment Stablecoin	Ordered enrolled	Related
H0505	Virtual Currency Kiosks	Ordered engrossed, then enrolled	Similar To
H0777	Pub. Rec./Office of Financial Regulation	Died in Government Operations Subcommittee	Similar To
S0198	Virtual Currency Kiosks	Laid on Table, refer to CS/HB 505	Related
S0314	Payment Stablecoin	Laid on Table, refer to CS/CS/HB 175	Similar To
S1440	Public Records/Office of Financial Regulation	Died in Messages	Similar To
S7044	Public Records/Custodians of Gold Coin and Silver Coin	Laid on Table, refer to CS/CS/HB 1087	Similar To

Bill > H1087

summary

Introduced Session

Bill Summary

AI Summary

Committee Categories

Sponsors (2)

Other Sponsors (2)

Last Action

Official Document

bill text

bill summary

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