summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
126th General Assembly
Bill Summary
Amend The South Carolina Code Of Laws By Amending Section 38-77-150, Relating To Uninsured Motorist Provisions, So As To Provide An Insurer May Not Increase The Premium Of An Insured Solely Because The Insured Made A Claim Under His Uninsured Or Underinsured Motorist Coverage If The Insured Was Not At Fault In The Accident That Led To The Claim.
AI Summary
This bill amends South Carolina insurance law by adding a provision that prevents insurance companies from raising premiums for policyholders who file an uninsured or underinsured motorist (UM/UIM) claim when they were not responsible for the accident. Uninsured motorist coverage is a type of auto insurance that protects drivers if they are involved in an accident with a driver who has no insurance or insufficient insurance to cover the damages. The new law specifically prohibits insurers from penalizing policyholders by increasing their insurance rates solely because they made a UM/UIM claim, provided that the policyholder was not at fault in the underlying accident. This protection aims to ensure that drivers can use their insurance coverage without fear of financial repercussions when they are not responsible for the incident. The bill will take effect immediately upon receiving the Governor's approval.
Committee Categories
Business and Industry
Sponsors (5)
Last Action
Member(s) request name added as sponsor: Teeple, Schuessler (on 01/21/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.scstatehouse.gov/billsearch.php?billnumbers=4742&session=126&summary=B |
| BillText | https://www.scstatehouse.gov/sess126_2025-2026/prever/4742_20251217.htm |
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