Bill > SB6031

This bill aims to enhance public safety and the enforcement of crimes that impact insurance by updating definitions and expanding the scope of what constitutes insurance fraud. It clarifies that "insurer" includes various types of insurance companies and related entities. The bill broadens the definition of insurance fraud to encompass a wider range of deceptive practices, including submitting false claims for services not rendered, using incorrect medical billing codes, misrepresenting damages or repair costs, falsifying medical records, impersonating others, and improperly handling premium payments. It also specifies that insurance fraud is a class B felony and outlines where such crimes can be prosecuted. The bill strengthens the insurance fraud program by allowing the insurance commissioner to employ more specialized personnel, including financial or digital forensic staff, and to acquire advanced technology for crime detection. It also expands the program's ability to share information and cooperate with other law enforcement and regulatory agencies, both domestically and internationally. Furthermore, the bill ensures that victims of insurance fraud, including individuals and insurance companies, are recognized and considered for restitution in criminal proceedings. Finally, it establishes a ten-year statute of limitations for prosecuting insurance fraud, which begins either from the commission of the crime or its discovery, whichever is later.

Business and Industry

https://app.leg.wa.gov/billsummary?BillNumber=6031&Year=2025&Initiative=false