Bill > HB2394

This bill aims to enhance public safety and the enforcement of crimes that affect the insurance industry by updating definitions and expanding the scope of what constitutes insurance fraud. It clarifies that "insurer" includes various types of insurance companies and related entities. The bill broadens the definition of insurance fraud to encompass a wider range of deceptive practices, including submitting false information on applications or claims, embezzlement of insurance funds, misrepresenting services rendered, using incorrect medical billing codes, falsifying medical records, impersonating others, and improper handling of premium payments, with such offenses now classified as a class B felony. It also strengthens the powers of the insurance commissioner's fraud program to investigate and share information with other agencies, and clarifies that victims of insurance fraud, including consumers and beneficiaries, are entitled to restitution. Additionally, the bill establishes a ten-year statute of limitations for prosecuting insurance fraud offenses, meaning charges must be brought within ten years of the crime or its discovery.

Business and Industry

https://app.leg.wa.gov/billsummary?BillNumber=2394&Year=2025&Initiative=false