Bill > HB275

This bill requires insurance carriers that issue Medicare supplement policies, also known as Medigap policies, to issue these policies to individuals who meet specific criteria during certain special enrollment periods, ensuring they cannot be denied coverage or charged more due to their health status. Specifically, carriers must issue a policy to individuals who were enrolled in Medicare Part B while also in the Maryland Medical Assistance Program and apply within 63 days of their termination from that program, or to individuals who qualify for a federal special enrollment period with a guaranteed issue right and apply within 63 days of that qualifying event. The bill also clarifies that carriers must make certain Medicare supplement plans available to individuals under 65 who are eligible for Medicare due to a disability, and that after July 1, 2023, carriers must offer individuals enrolled in a Medicare supplement policy different policies with equal or lesser benefits during the 30 days following their birthday, without health-based discrimination.

Budget and Finance, Health and Social Services

Health (House)

https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/HB0275?ys=2026RS