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Bill > HB381


MS HB381

MS HB381
Motor vehicle liability insurance policy; require to include medical payment coverage.


summary

Introduced
01/12/2026
In Committee
01/12/2026
Crossed Over
Passed
Dead
02/03/2026

Introduced Session

2026 Regular Session

Bill Summary

An Act To Amend Section 63-15-43, Mississippi Code Of 1972, To Require Motor Vehicle Liability Insurance Policies To Include Medical Payment Coverage; And For Related Purposes.

AI Summary

This bill amends Mississippi law to require that all motor vehicle liability insurance policies, which are insurance policies certified to prove financial responsibility for operating a vehicle, must now include medical payment coverage. This medical payment coverage, often referred to as "MedPay," helps pay for medical expenses for the policyholder and their passengers, regardless of who is at fault in an accident. The bill mandates that this medical payment coverage must be at least $10,000. This change aims to ensure that individuals involved in motor vehicle accidents have a baseline level of medical expense coverage provided by their insurance policies.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Died In Committee (on 02/03/2026)

Taxonomy

Banking, Finance, and Domestic Commerce
  • ‐ Insurance Regulation

bill text


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