Bill > S1796

This bill expands requirements for various health insurance carriers, including health service corporations, hospital service corporations, medical service corporations, group health insurers, health maintenance organizations (HMOs), individual health insurance policies, and small employer health benefits plans, to cover annual prostate cancer screenings. It mandates that these screenings be provided in accordance with the latest nationally recognized clinical practice guidelines, which are defined as evidence-based recommendations from independent medical organizations. Crucially, the bill requires that these screenings be covered without any cost-sharing, meaning no deductibles, coinsurance, or copayments will be imposed on the patient for these services. The bill also clarifies that these provisions apply to high-deductible health plans and catastrophic plans to the maximum extent permitted by federal law, ensuring that coverage is provided without disqualifying tax-advantaged accounts like HSAs or MSAs.