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NJ S2913
NJ S2913Prohibits carriers from offering dental plans with dental benefit waiting periods.
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill prohibits carriers from offering dental plans with a dental benefit waiting period. Under the bill, a carrier issuing, executing, or renewing a dental plan in this State will be prohibited from providing a plan to a covered person with a dental benefit waiting period. For the purposes of this bill, "dental benefit waiting period" means a provision within a dental plan that delays the eligibility of a covered person to receive certain covered services under the plan.
AI Summary
This bill, aimed at improving access to dental care in New Jersey, prohibits insurance companies, referred to as "carriers," from offering dental plans that include a "dental benefit waiting period." A dental benefit waiting period is defined as any clause in a dental plan that prevents a person covered by the plan, or "covered person," from receiving certain dental services for a specific amount of time after enrolling. Essentially, this means that once a dental plan is issued, executed, or renewed in New Jersey, it cannot make people wait to use their covered dental benefits. The law will become effective 30 days after it is enacted and will apply to all dental plans that are issued, executed, or renewed on or after that date.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/S2913 |
| BillText | https://pub.njleg.gov/Bills/2026/S3000/2913_I1.HTM |
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