Bill > S1382

Introduced Session

This bill revises the personal injury protection coverage for basic automobile insurance policies from $15,000 to $20,000 and requires a minimum personal injury protection coverage of $50,000 for standard automobile liability insurance policies. Under the bill, every basic automobile insurance policy will be required to provide personal injury protection coverage in an amount not to exceed $20,000 per person per accident, and every standard automobile liability insurance policy will be required to provide personal injury protection coverage that shall be no less than $50,000 per person per accident. Current law requires basic automobile insurance policies to provide personal injury protection coverage in an amount not to exceed $15,000 per person per accident, with no minimums required for standard automobile liability insurance policies. Additionally, the bill requires insurers to inform a named insured that policy limits for the insured's standard automobile liability insurance policy or basic automobile insurance policy have increased during the renewal period of the policy but exempts insurers from needing a signed coverage selection form before increasing these limits.

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Jon Bramnick (R)*,  Joe Lagana (D)*, 

Senate Commerce Hearing (10:00:00 2/12/2026 Committee Room 6, 1st Floor, State House Annex, Trenton, NJ) (on 02/12/2026)

Official Document