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Bill > S2592
NJ S2592
NJ S2592Requires certain issuance standards and open enrollment for Medicare supplement policies.
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill requires certain issuance standards for Medicare supplement policies, and provides that those policies must have a continuous open enrollment period. Specifically, the bill prohibits issuers of Medicare supplement policies from denying or conditioning the issuance or effectiveness of a policy or discriminating in the pricing of a policy because of the health status, claims experience, receipt of health care, or medical condition of an applicant. The bill also requires applicants to be accepted at all times throughout the year for any Medicare supplement policies available from an issuer. The requirements of the bill are applicable to applicants enrolled in Medicare whether enrolled by reason of age or by reason of disability.
AI Summary
This bill requires that insurance companies selling Medicare supplement policies, which are private insurance plans that help pay for costs not covered by Original Medicare (Medicare Part A and Part B), cannot refuse to sell a policy or charge more based on an applicant's health status, past medical claims, or current medical conditions. It also mandates that these companies must accept applications for any Medicare supplement policy they offer at any time of the year, regardless of whether the applicant is enrolling in Medicare due to age or a disability. While generally prohibiting the denial of coverage based on pre-existing conditions, the bill does allow for certain limitations as outlined in existing law, but it specifically prevents exclusions for pre-existing conditions for individuals who are transitioning to a Medicare supplement policy under specific circumstances related to Medicare enrollment and previous coverage.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/S2592 |
| BillText | https://pub.njleg.gov/Bills/2026/S3000/2592_I1.HTM |
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