NJ A2301

Bill

NJ A2301

Requires certain issuance standards and open enrollment for Medicare supplement policies.

Introduced
01/13/2026

In Committee
01/13/2026

Crossed Over

Passed

Dead

Introduced Session

2026-2027 Regular Session

Bill Summary

This bill requires certain issuance standards for Medicare supplement policies, and provides that those policies must have a continuous open enrollment period. Specifically, the bill prohibits issuers of Medicare supplement policies from denying or conditioning the issuance or effectiveness of a policy or discriminating in the pricing of a policy because of the health status, claims experience, receipt of health care, or medical condition of an applicant. The bill also requires applicants to be accepted at all times throughout the year for any Medicare supplement policies available from an issuer. The requirements of the bill are applicable to applicants enrolled in Medicare whether enrolled by reason of age or by reason of disability.

AI Summary

This bill requires that insurance companies selling Medicare supplement policies, also known as Medigap policies, must accept all applicants at any time of year, regardless of their health status, medical history, or how much healthcare they have received. This means insurers cannot deny coverage, charge higher prices, or impose special conditions based on an applicant's health. These protections apply to individuals who are eligible for Medicare due to age or disability. While the bill generally prohibits denying coverage based on pre-existing conditions, it does allow for certain limitations as outlined in existing law, with an exception for individuals who are transitioning from other coverage and enroll within specific timeframes, preventing exclusions for pre-existing conditions in those cases.

Committee Categories

Business and Industry

Sponsors (1)

Luanne Peterpaul (D)*,

Last Action

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)

Official Document

https://www.njleg.state.nj.us/bill-search/2026/A2301

(3 Companion Bills)

Version:

Document Type	Source Location
State Bill Page	https://www.njleg.state.nj.us/bill-search/2026/A2301
BillText	https://pub.njleg.gov/Bills/2026/A2500/2301_I1.HTM

Bill	Bill Name	Last Action	Type
A3536	Requires certain issuance standards and open enrollment for Medicare supplement policies.	Introduced, Referred to Assembly Financial Institutions and Insurance Committee	Carry Over
S2030	Requires certain issuance standards and open enrollment for Medicare supplement policies.	Introduced in the Senate, Referred to Senate Commerce Committee	Carry Over
S2592	Requires certain issuance standards and open enrollment for Medicare supplement policies.	Introduced in the Senate, Referred to Senate Commerce Committee	Same As

Bill > A2301

summary

Introduced Session

Bill Summary

AI Summary

Committee Categories

Sponsors (1)

Last Action

Official Document

bill text

bill summary

bill summary

bill summary