Bill > SB556

This bill modifies West Virginia law regarding the priority of insurance coverage for drivers of certain vehicles, aiming to align with federal standards. Specifically, it changes the rules for when a person is driving a vehicle provided by a business that sells, repairs, leases, or services motor vehicles. Previously, the driver's own insurance was primary, meaning it had to be exhausted before the business's insurance would cover any damages, under certain conditions like using a replacement vehicle for repairs. This bill now makes the business's insurance primary in most situations where an employee is driving a company vehicle for work, and also clarifies that the business's insurance is secondary to an individual's insurance when the individual is testing a vehicle for purchase or a lease longer than thirty days, reversing the previous order for these specific scenarios. Additionally, it clarifies that security maintained by businesses renting, leasing, selling, repairing, or servicing motor vehicles is secondary to an individual's motor vehicle liability insurance, unless the individual pays extra for primary coverage from the rental or leasing company.

Budget and Finance, Justice

http://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=556&year=2026&sessiontype=RS&btype=bill