Bill
Bill > A1143
NJ A1143
NJ A1143Requires notice of cancellation or nonrenewal of automobile and homeowners insurance policies to be sent by certified mail, return receipt requested.
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill requires that a written notice of cancellation or nonrenewal of a homeowner's insurance policy or an automobile insurance policy must be sent by certified mail, return receipt requested, and by regular mail with a proof of mailing, or the policy remains in effect.
AI Summary
This bill requires that insurance companies must send written notices of cancellation or non-renewal for both automobile and homeowners insurance policies using certified mail with a return receipt requested, in addition to sending the notice by regular mail. To ensure proof of mailing, insurers must obtain a date-stamped proof of mailing from the United States Postal Service for the regular mail notice, showing the insured's name and address, and must keep a certified copy of the mailed notice. If these mailing requirements are not met, the policy will remain in effect. This change aims to provide stronger evidence that policyholders have received important notifications from their insurance providers.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/A1143 |
| BillText | https://pub.njleg.gov/Bills/2026/A1500/1143_I1.HTM |
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