Bill
Bill > A280
NJ A280
NJ A280Raises minimum amounts of property damage liability, uninsured motorist, and underinsured motorist coverage for certain automobile insurance policies.
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill raises the minimum amounts of property damage liability, uninsured motorist, and underinsured motorist coverage for certain automobile insurance policies. Under this bill, the minimum amount of coverage for uninsured motorist and underinsured motorist coverage under a standard automobile insurance policy is raised to $50,000 for an accident causing bodily injury or death to a single person, $100,000 for an accident causing the injury or death of more than one person, and $25,000 for damage to property in an accident that does not involve hit and run motor vehicles. Additionally, this bill raises the minimum amount of liability coverage for property damage under a basic automobile insurance policy to $15,000 per accident.
AI Summary
This bill increases the minimum required amounts for certain types of automobile insurance coverage in New Jersey. Specifically, it raises the minimum coverage for uninsured and underinsured motorist claims to $50,000 for injury or death to one person, $100,000 for injury or death to multiple people, and $25,000 for property damage in an accident not involving a hit-and-run vehicle. Additionally, the bill increases the minimum liability coverage for property damage under a basic automobile insurance policy to $15,000 per accident. These changes aim to provide greater financial protection for individuals involved in car accidents.
Committee Categories
Business and Industry
Sponsors (2)
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/A280 |
| BillText | https://pub.njleg.gov/Bills/2026/A0500/280_I1.HTM |
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