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Bill > A1846


NJ A1846

NJ A1846
Expands available protections against fraudulent recording of quitclaim deed.


summary

Introduced
01/13/2026
In Committee
01/13/2026
Crossed Over
Passed
Dead

Introduced Session

2026-2027 Regular Session

Bill Summary

This bill enhances protections against fraudulent recordings of quitclaim deeds by expressly authorizing a property owner to request notification and a delay in the recording, any time a quitclaim deed is submitted for recording on the owner's property. If a property owner submits this request, the bill requires the county recording officer (officer) to notify the property owner any time a person submits a request to record a quitclaim deed on the owner's property, and to wait to record the quitclaim deed until no less than 10 business days, and not more than 12 business days, have passed following the day when the officer sends the notification. To facilitate the notification requirement, the bill directs the officer to accept and retain a submission from a property owner of the owner's preferred mailing address or e-mail address, or both. A "county recording officer" is also known as the "register of deeds and mortgages" in some counties, and the "county clerk" in the others. A "quitclaim deed" is a form of a deed through which a grantor makes no promises concerning the extent of the present ownership of the property at issue, and no future promises concerning the property at issue, but conveys whatever estate or interest the grantor purports to have in the real property at issue. The bill allows the officer to collect a fee from property owners submitting notification requests to offset the cost of the notification requirement. The bill takes effect on the first day of the third month next following enactment in order to allow recording offices to adjust fees.

AI Summary

This bill expands protections against fraudulent recordings of quitclaim deeds, which are documents that transfer property ownership without guarantees about the extent of the seller's interest. Property owners can now proactively request to be notified and have a delay in the recording process if a quitclaim deed is submitted for their property. If a property owner makes this request, the county recording officer (also known as the register of deeds and mortgages or county clerk) must notify the owner when a quitclaim deed is submitted and then wait at least 10 business days, but no more than 12, before recording it. To facilitate this notification, property owners can provide their preferred mailing address or email address to the county recording officer, who will keep this information on file. The bill also allows the county recording officer to charge a fee to property owners who request this notification service to cover administrative costs, and it will take effect on the first day of the third month after it becomes law to allow recording offices time to adjust their fees.

Committee Categories

Business and Industry

Sponsors (11)

Last Action

Introduced, Referred to Assembly Consumer Affairs Committee (on 01/13/2026)

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