Bill
Bill > A3745
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill requires health insurers (health, hospital and medical service corporations, commercial individual and group health insurers, health maintenance organizations, health benefits plans issued pursuant to the New Jersey Individual Health Coverage and Small Employer Health Benefits Programs, the State Health Benefits Program, and the School Employees' Health Benefits Program) and the State Medicaid program to provide coverage for medical expenses incurred in the treatment of stuttering, including habilitative speech therapy and rehabilitative speech therapy. Whether treatment is a medical necessity or is neurogenic or developmental is to be determined by the covered person's medical doctor. The bill requires coverage to be provided whether the services are delivered in-person or through telemedicine or telehealth. Pursuant to the bill, "habilitative speech therapy" means speech therapy that helps a person keep, learn, or improve skills and functioning for daily living; and "rehabilitative speech therapy" means speech therapy that helps a person restore or improve skills and functioning for daily living that have been lost or impaired.
AI Summary
This bill mandates that health insurance providers, including various types of corporations and plans like the State Health Benefits Program and School Employees' Health Benefits Program, as well as the State Medicaid program, must cover the costs associated with treating stuttering. This coverage specifically includes "habilitative speech therapy," which helps individuals learn or improve daily living skills, and "rehabilitative speech therapy," which aims to restore or improve skills that have been lost or impaired. The determination of medical necessity, whether the condition is neurogenic (caused by nerve damage) or developmental, will be made by the patient's doctor, and coverage will apply regardless of whether services are provided in person or remotely through telemedicine or telehealth.
Committee Categories
Business and Industry
Sponsors (21)
Alixon Collazos-Gill (D)*,
Shama Haider (D)*,
Andrea Katz (D)*,
Alaa Abdelaziz (D),
Bob Auth (R),
Mitchelle Drulis (D),
Lou Greenwald (D),
Dan Hutchison (D),
Melinda Kane (D),
Robert Karabinchak (D),
Antwan McClellan (R),
Tennille McCoy (D),
Cody Miller (D),
Carol Murphy (D),
Ellen Park (D),
Verlina Reynolds-Jackson (D),
William Sampson (D),
Shanique Speight (D),
Sterley Stanley (D),
Lisa Swain (D),
Chris Tully (D),
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/13/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/A3745 |
| BillText | https://pub.njleg.gov/Bills/2026/A4000/3745_I1.HTM |
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