Bill > SB2458

This bill establishes requirements for delivery network companies (DNCs), which are businesses that use a digital network, like an app, to connect customers with drivers who use their personal vehicles to deliver products. Key provisions include mandating that DNCs and their drivers maintain specific automobile liability insurance coverage, with minimum amounts for bodily injury and property damage, during both the "delivery availability period" (when a driver is logged in and waiting for requests) and the "delivery service period" (when a driver is en route to pick up or is transporting goods for delivery). This insurance can be provided by the driver, the DNC, or a combination of both, and the DNC's insurance must cover claims from the first dollar if the driver's insurance lapses or is insufficient. The bill also clarifies that individual auto insurance policies may exclude coverage for delivery services and requires DNCs to disclose their insurance coverage to drivers and inform them that their personal policies might not cover them during delivery periods. Furthermore, it outlines procedures for insurance companies to cooperate in claims investigations and for DNCs to provide specific time data related to driver activity to facilitate these investigations, with the DNC's insurer assuming primary liability if the DNC fails to provide this information.