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MI HB5828

MI HB5828
Insurance: health insurers; invoking suicide clauses in insurance policies; prohibit if in compliance with death with dignity act. Amends secs. 3905 & 4037 (MCL 500.3905 & 500.4037) & adds secs. 3406rr. TIE BAR WITH: HB 5825'26


summary

Introduced
04/21/2026
In Committee
04/21/2026
Crossed Over
Passed
Dead

Introduced Session

103rd Legislature

Bill Summary

A bill to amend 1956 PA 218, entitled"The insurance code of 1956,"by amending sections 3905 and 4037 (MCL 500.3905 and 500.4037), section 3905 as added by 1992 PA 84 and section 4037 as amended by 1994 PA 226, and by adding section 3406rr.

AI Summary

This bill amends the Insurance Code of 1956 to prevent health insurers from denying or limiting coverage for individuals who are complying with the Death with Dignity Act, which allows terminally ill adults to end their lives with medical assistance. Specifically, it adds a new section prohibiting insurers from invoking suicide clauses in health insurance policies if the insured's death is in accordance with the Death with Dignity Act. The bill also makes conforming changes to existing sections regarding long-term care coverage and universal life insurance policies to ensure that suicide clauses do not apply in cases where an individual ends their life under the Death with Dignity Act. The term "Death with Dignity Act" refers to legislation that permits eligible individuals to receive a prescription for medication to end their life.

Committee Categories

Government Affairs

Sponsors (6)

Last Action

Bill Electronically Reproduced 04/21/2026 (on 04/22/2026)

bill text


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