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Bill > HR344


US HR344

US HR344
Competitive Health Insurance Act


summary

Introduced
In Committee
Crossed Over
Passed
Dead

Introduced Session

113th Congress

Bill Summary

Competitive Health Insurance Act - Amends the McCarran-Ferguson Act to provide that nothing in that Act shall modify, impair, or supersede the operation of any of the antitrust laws with respect to the business of health insurance. Applies prohibitions against using unfair methods of competition to the business of health insurance without regard to whether such business is carried on for profit.

AI Summary

This bill, titled the Competitive Health Insurance Act, aims to ensure that federal antitrust laws, which are designed to prevent monopolies and promote fair competition, fully apply to the health insurance industry. Specifically, it amends the McCarran-Ferguson Act, a law that previously exempted some insurance activities from federal antitrust oversight, by adding a provision stating that nothing in that Act can weaken or override the application of antitrust laws to health insurance. The bill clarifies that "antitrust laws" include provisions from the Clayton Act and Section 5 of the Federal Trade Commission Act, which prohibits unfair methods of competition, even if the health insurance business is not operated for profit. This change is intended to protect consumers by fostering a more competitive health insurance market.

Committee Categories

Justice

Sponsors (2)

Last Action

Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law. (on 02/28/2013)

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