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Bill > HR743


US HR743

US HR743
Health Insurance Industry Fair Competition Act


summary

Introduced
In Committee
Crossed Over
Passed
Dead

Introduced Session

113th Congress

Bill Summary

Health Insurance Industry Fair Competition Act - Amends the McCarran-Ferguson Act to provide that nothing in that Act shall modify, impair, or supersede the operation of any of the antitrust laws with respect to the business of health insurance. Applies prohibitions against using unfair methods of competition to the business of health insurance without regard to whether such business is carried on for profit.

AI Summary

This bill, titled the Health Insurance Industry Fair Competition Act, aims to ensure that federal antitrust laws, which prohibit anti-competitive practices, apply fully to the health insurance industry. It does this by amending the McCarran-Ferguson Act, a law that previously exempted certain insurance activities from antitrust scrutiny. Specifically, this bill adds a provision stating that nothing in the McCarran-Ferguson Act can weaken or override the antitrust laws when it comes to health insurance. It also clarifies that prohibitions against unfair competition methods apply to health insurance businesses regardless of whether they operate for profit, addressing a potential loophole in existing law. The "antitrust laws" are defined broadly to include key legislation like the Clayton Act and the Federal Trade Commission Act, ensuring a comprehensive application of these competition protections to health insurers.

Committee Categories

Justice

Sponsors (2)

Last Action

Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law. (on 04/08/2013)

bill text


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