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MA H782

MA H782
Establishing uniform safeguards and public protections for consumers conducting bank transactions at automated teller machines


summary

Introduced
01/20/2015
In Committee
01/20/2015
Crossed Over
Passed
Dead
07/31/2016

Introduced Session

189th General Court

Bill Summary

For legislation to establish safeguards and public protections for consumers conducting bank transactions at automated teller machines. Financial Services.

AI Summary

This bill establishes uniform safeguards and public protections for consumers using automated teller machines (ATMs), defining terms like "adequate lighting" which specifies minimum light levels for exterior ATM facilities and parking areas, and interior facilities to ensure visibility. It also defines "automated teller machine facility" as the area around one or more ATMs accessible after regular banking hours, and "defined parking area" as specific portions of parking lots near ATMs. The bill mandates security measures for ATM facilities, including surveillance cameras with recordings kept for at least 30 days, and for interior ATMs, either card/code-controlled entry doors or a security guard after regular banking hours. Other requirements include fire exit bolts on entry doors, reflective mirrors for rear views, and prominent signage informing customers about surveillance, safety precautions, and how to report security concerns. Additionally, it requires banks to create a 20-foot vehicle-free zone around ATMs, enforced with local police, and to provide emergency telephones for direct 911 calls. The bill also establishes a special commission to study the feasibility of limited access entry doors for interior ATMs and requires banks to file a list of their ATM facilities with public safety and banking divisions. Violations can result in civil penalties, and banks must provide customers with written safety information upon issuing ATM access cards. Finally, banks must annually certify their compliance with these security measures.

Committee Categories

Business and Industry

Sponsors (2)

Last Action

Accompanied a study order, see H4111 (on 03/28/2016)

bill text


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