Bill > S0132

This bill clarifies that a direct primary care agreement, which is a contract between a patient and a primary care provider for a set of services for a recurring fee, is not considered insurance in Florida and therefore is not subject to the state's insurance laws, including regulations for prepaid limited health service organizations and discount medical plan organizations. This means that providers offering these agreements do not need to obtain special licenses or certificates of authority that are typically required for insurance-related businesses. The bill defines key terms like "direct primary care agreement," "primary care provider," and "primary care service," and outlines specific requirements for these agreements to be valid, such as being in writing, signed by both parties, allowing for termination with notice, clearly describing covered services and fees, and including specific disclaimers stating that the agreement is not health insurance and does not meet the requirements of the Affordable Care Act.