MA H510

Bill

Relative to greater fairness in insurance

Introduced
01/23/2017

In Committee
03/12/2018

Crossed Over

Passed

Dead
12/31/2018

Introduced Session

190th General Court

Bill Summary

For legislation to prohibit the use of certain discretionary authority by insurers. Financial Services.

AI Summary

This bill prohibits the use of discretionary authority by insurers in Massachusetts. It voids any policy provision that allows an insurer to determine eligibility for benefits or interpret policy terms in a way that could lead to a deferential standard of review by a court. The bill requires the Commissioner of Insurance to not approve any policy that includes such discretionary authority provisions or other inconsistent, ambiguous, or misleading clauses. The bill aims to provide greater fairness and transparency in the insurance industry for Massachusetts residents.

Committee Categories

Business and Industry, Health and Social Services

Sponsors (1)

Claire Cronin (D),

Last Action

Accompanied a study order, see H4528 (on 05/24/2018)

Official Document

https://malegislature.gov/Bills/190/H510

(14 Companion Bills)

Version:

Document Type	Source Location
State Bill Page	https://malegislature.gov/Bills/190/H510
Bill	https://malegislature.gov/Bills/190/H510.pdf

Bill	Bill Name	Last Action	Type
H1332	Providing health insurance coverage to the surviving children of police officers and firefighters killed in the line of duty	Accompanied a study order, see H4654	Similar To
H34	Relative to life insurance proceeds	Accompanied a study order, see H4785	Similar To
H4110	Establishing a paid family and medical leave insurance program	No further action taken	Similar To
H4528	The financing and delivery of health care in the commonwealth.	No further action taken	Replaced by
H497	Relative to an investigation of flood insurance by the attorney general	Accompanied a study order, see H4778	Similar To
H4977	Relative to health insurance benefits for certain retirees in the town of Pembroke	Signed by the Governor, Chapter 419 of the Acts of 2018	Similar To
H498	Relative to an investigation to review flood insurance rates	Accompanied a study order, see H4778	Similar To
H587	To require written notice of medical tests outside a patient’s network for insurance purposes	Accompanied a new draft, see H4333	Similar To
H588	Expanding automobile insurance coverage options to include the diminished value of automobiles	Accompanied a study order, see H4778	Similar To
H626	To amend Section 3, Chapter 111M of the General Laws relative to Massachusetts residents living in a foreign country and health insurance penalties	Accompanied a study order, see H4528	Similar To
S1384	Relative to eligibility for state group health insurance	Accompanied a study order, see S2491	Similar To
S1385	Relative to local public housing authorities access to the dental and vision insurance plan managed by the group insurance commission	Bill reported favorably by committee and referred to the committee on Senate Ways and Means	Similar To
S578	Relative to notice requirements for insurance premium changes and insurance coverage changes	Accompanied a study order, see S2496	Similar To
S582	To limit retroactive denials of health insurance claims for mental health and substance abuse services	Accompanied a new draft, see S2403	Similar To

Bill

Bill Name

Last Action

Type

H1332

Providing health insurance coverage to the surviving children of police officers and firefighters killed in the line of duty

Accompanied a study order, see H4654

Similar To

H34

Relative to life insurance proceeds

Accompanied a study order, see H4785

Similar To

H4110

Establishing a paid family and medical leave insurance program

No further action taken

Similar To

H4528

The financing and delivery of health care in the commonwealth.

No further action taken

Replaced by

H497

Relative to an investigation of flood insurance by the attorney general

Accompanied a study order, see H4778

Similar To

H4977

Relative to health insurance benefits for certain retirees in the town of Pembroke

Signed by the Governor, Chapter 419 of the Acts of 2018

Similar To

H498

Relative to an investigation to review flood insurance rates

Accompanied a study order, see H4778

Similar To

H587

To require written notice of medical tests outside a patient’s network for insurance purposes

Accompanied a new draft, see H4333

Similar To

H588

Expanding automobile insurance coverage options to include the diminished value of automobiles

Accompanied a study order, see H4778

Similar To

H626

To amend Section 3, Chapter 111M of the General Laws relative to Massachusetts residents living in a foreign country and health insurance penalties

Accompanied a study order, see H4528

Similar To

S1384

Relative to eligibility for state group health insurance

Accompanied a study order, see S2491

Similar To

S1385

Relative to local public housing authorities access to the dental and vision insurance plan managed by the group insurance commission

Bill reported favorably by committee and referred to the committee on Senate Ways and Means

Similar To

S578

Relative to notice requirements for insurance premium changes and insurance coverage changes

Accompanied a study order, see S2496

Similar To

S582

To limit retroactive denials of health insurance claims for mental health and substance abuse services

Accompanied a new draft, see S2403

Similar To

Bill > H510

MA H510

summary

Introduced Session

Bill Summary

AI Summary

Committee Categories

Sponsors (1)

Last Action

Official Document

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bill summary

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