Bill > H3153

This bill aims to further regulate the use of credit reports by employers. The key provisions are: 1. Employers are generally prohibited from using consumer credit reports for employment purposes, such as evaluating applicants or employees for hiring, promotion, discipline, or compensation decisions. 2. Exceptions are allowed in limited circumstances, such as when required by federal or state law, for certain high-level financial industry positions, for national security clearance roles, or for positions involving significant financial responsibility. 3. When an employer does use a consumer report, they must obtain the applicant or employee's written consent, disclose the reason for accessing the report, and provide the individual an opportunity to dispute any negative information before taking an adverse action. 4. The bill prohibits employers from retaliating against employees or applicants who exercise their rights under this law. Violations constitute an unfair trade practice under state consumer protection laws. 5. The bill takes effect on January 1, 2019.

Labor and Employment

https://malegislature.gov/Bills/190/H3153