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Bill > H1856


MA H1856

MA H1856
Providing remedies to consumers for clearing title after payoff of mortgages


summary

Introduced
03/29/2021
In Committee
03/29/2021
Crossed Over
Passed
Dead
12/31/2022

Introduced Session

192nd General Court

Bill Summary

For legislation to provide remedies to consumers for clearing titles after the payoff of mortgages. The Judiciary.

AI Summary

This bill aims to provide remedies to consumers for clearing titles after the payoff of mortgages. It amends Chapter 260 of the General Laws to establish a timeline for the discharge of mortgages after payoff. Specifically, it states that a power of sale in any mortgage of real estate shall not be exercised, and no entry, possession, or foreclosure proceedings shall be taken, after payoff and the expiration of 35 years from the recording of the mortgage (or 5 years from the expiration of the term or maturity date if the mortgage term is stated). The bill also outlines the process for marking a mortgage as discharged on the relevant memorandum of encumbrances for registered land after the specified time period has elapsed.

Committee Categories

Justice

Sponsors (1)

Last Action

Accompanied a study order, see H4844 (on 06/09/2022)

bill text


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