Bill > S138

This bill, known as the VA Home Loan Awareness Act of 2025, requires enterprises (which typically refer to government-sponsored enterprises like Fannie Mae and Freddie Mac) to modify the Uniform Residential Loan Application by adding a specific disclaimer below the military service question. The disclaimer will read: "If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility." The bill mandates that this change must be implemented within 6 months of the Act's enactment. Additionally, the bill requires the Government Accountability Office (GAO) to conduct a study within 18 months to assess whether at least 80 percent of lenders have included the required disclaimer on their loan applications. The primary goal of this legislation is to increase awareness among veterans about their potential eligibility for VA home loan programs, which offer special home financing options for military service members, veterans, and their families, potentially helping them access more favorable loan terms.

Housing and Urban Affairs

https://www.congress.gov/bill/119th-congress/senate-bill/138/all-info